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Who Needs PCI DSS Compliance

Merchants: Businesses that accept payment cards (such as credit cards and debit cards) as a form of payment, whether in-store, online, or through other channels, need to comply with PCI DSS requirements. This includes retailers, restaurants, e-commerce websites, and any other entity that processes card transactions.

Service Providers: Third-party service providers that store, process, or transmit cardholder data on behalf of merchants or other organizations also need to comply with PCI DSS. This includes payment processors, hosting providers, software vendors, and other service providers that handle payment card data.

Financial Institutions: Banks, credit unions, and other financial institutions that issue payment cards or process card transactions on behalf of merchants need to comply with PCI DSS to ensure the security of cardholder data.

Healthcare Organizations: Healthcare providers that accept payment cards for services rendered, such as hospitals, clinics, and medical practices, need to comply with PCI DSS to protect patient payment data.

Government Agencies: Government agencies that accept payment cards for fees, fines, or services need to comply with PCI DSS to ensure the security of cardholder data.

Non-Profit Organizations: Non-profit organizations that accept payment cards for donations or other transactions need to comply with PCI DSS to protect donor payment data.

Educational Institutions: Colleges, universities, and other educational institutions that accept payment cards for tuition, fees, or other services need to comply with PCI DSS to protect student payment data.